Mortgage Consultation
Purchasing a home is one of the most significant financial decisions you will make. Our mortgage consultation service helps you navigate the complex landscape of home loans available in Australia. We analyse your financial position, compare products from our panel of lenders, and present options that align with your repayment capacity and long-term goals.
The consultation includes assessment of your borrowing capacity, comparison of fixed versus variable rates, explanation of offset accounts and redraw facilities, and guidance on deposit requirements. We also discuss potential obstacles and strategies to improve your application strength.
$249 AUD
Credit Assessment
Your credit profile significantly impacts your ability to secure favourable loan terms. Our comprehensive credit assessment examines your current credit standing, identifies factors affecting your score, and provides practical recommendations for improvement.
This service includes obtaining your credit report, analysing positive and negative entries, explaining how different actions affect your score, and creating a personalised roadmap for credit enhancement. Particularly valuable for those who have experienced credit difficulties or are unsure about their borrowing eligibility.
$179 AUD
Personal Loan Advisory
Personal loans serve various purposes from vehicle purchases to debt consolidation. However, the market offers vastly different rates and terms. Our advisory service helps you find competitive options while understanding the true cost of borrowing.
We compare secured and unsecured options, explain the impact of loan terms on total interest paid, and help you understand features like early repayment and fee structures. This service is particularly useful for those considering debt consolidation or making significant purchases.
$199 AUD
Investment Guidance
Building wealth requires more than saving money. Our investment guidance service introduces you to various investment vehicles available to Australian residents, from managed funds to property investment strategies.
We discuss risk tolerance assessment, diversification principles, tax implications of different investment types, and how investments fit within your broader financial plan. This service provides foundational knowledge rather than specific product recommendations, empowering you to make informed decisions or work more effectively with specialist investment advisors.
$329 AUD
Debt Management Planning
Multiple debts can feel overwhelming, but strategic management can significantly reduce your total interest paid and time to debt freedom. Our debt management planning service analyses your current debts and creates a structured repayment approach.
We examine interest rates across all debts, evaluate consolidation opportunities, and develop a prioritised repayment schedule. The plan includes practical budgeting guidance and strategies to avoid accumulating new debt while paying down existing obligations.
$219 AUD
Comprehensive Financial Planning
Our most thorough service combines elements of all other offerings into a complete financial review. Suitable for those seeking holistic guidance across lending, credit, savings, and investment considerations.
This extended consultation covers your current financial position, short and long-term goals, risk assessment, and creates an actionable plan addressing multiple financial areas. Includes follow-up session within 30 days to review progress and adjust recommendations.
$449 AUD
